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All fees and risks are explained clearly to help you make an informed decision on your choices.
Free debt advice, debt adjustment and credit information services can also be accessed externally through www.moneyhelper.org.uk
How can GW help you take back control?

Making things easier for you & your finances

GW Financial Solutions UK Ltd assists individuals and couples find a debt solution that is suitable for both financial and personal needs. GW Financial Solutions UK Ltd provides debt advice, debt solutions or access to debt solutions. The aim is to continue to provide the best advice possible, in a clear and easy-to-understand manner. Due to our commitment to delivering an excellent customer experience, we are confident that together we can reduce some of the stress and worry that financial difficulties often cause.
Debt Solutions Cards
How It Works

Explore Our Debt Solutions

Informal Agreement

Debt Management

Debt Management is an informal agreement between you and the unsecured creditors you owe money to. It looks to reduce the amount you pay on a regular basis to enable you to pay your priority debts and living expenses comfortably.

Key Benefits
  • One affordable monthly payment
  • Potentially stop interest & charges
  • Reduce creditor contact
  • Cancel anytime — no penalties
  • Not legally binding — creditors may still contact you or take action
  • Interest and charges may not always be frozen by all creditors
  • Your credit rating will be affected
  • Debts may take longer to repay than the original terms
  • Fees may apply — full details provided before you proceed
Learn more
Formal Arrangement

IVA

An Individual Voluntary Arrangement (IVA) is an agreement between you and your creditors where you repay affordable monthly payments towards your debt over a typical term of five years, with the remainder discharged (written off) at the end of the agreed term.

Key Benefits
  • One affordable monthly payment
  • Interest and charges are frozen
  • Remaining debt written off on completion
  • Legal protection from creditor action
  • Legally binding — you must keep up payments for the full term
  • Your credit rating will be affected for six years
  • Homeowners may be required to release equity in the final year
  • Failure to maintain payments could lead to bankruptcy
  • Recorded on the Insolvency Register, which is public
  • Fees are included within your monthly payments
Learn more
Scotland Only

Trust Deed

A Trust Deed is a voluntary, but legally binding agreement between you and your creditors. It allows you to make affordable monthly payments towards your debt over a typical term of four years, allowing you to repay all or part of what you owe.

Key Benefits
  • One affordable monthly payment
  • Legally binding protection from creditors
  • Remaining debt written off on completion
  • Typical four-year term
  • Legally binding — you must keep up payments for the full term
  • Your credit rating will be affected for six years
  • Homeowners may be required to release equity
  • Failure to maintain payments could lead to sequestration (bankruptcy)
  • Recorded on the Register of Insolvencies, which is public
  • Fees are included within your monthly payments
Read more
Testimonials

thousands helped to retake control

Nuneaton Daz

Feefo Review

I couldn’t ask for more from this company, I was very embarrassed about my financial situation yet the staff remained professional and supported me throughout the whole process. I’m sleeping better...

Simon Holland

Feefo Review

Very helpful and friendly people assisting in putting DMP in place and providing ongoing support


Timothy Gardiner

Feefo Review

Fantastic company, from start to finish the process was easy and they listen to you. Everything was worked out to a monthly payment i could afford and if there was a problem they were a phone call away.

Trusted Customer

Feefo Review

All staff were truly professional, helpful and knowledgeable about how to deal with my case, they took control of everything without me having to deal with creditors etc, cannot praise the staff enough. 
Debt Advice Contact Form
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Your submission has been received. Our team will review your details and be in touch shortly to discuss the best debt management solutions for you.

Fees may apply for certain solutions; full details will be provided before you proceed. Full explanation of all solutions including key benefits and risks will be discussed prior to agreement. For free and impartial advice visit www.moneyhelper.org.uk